Cookie Policy

1. Introduction

This Cookie Policy explains how ZikQuote ("we," "us," or "our") uses cookies and similar tracking technologies on our website and Service. This policy should be read in conjunction with our Privacy Policy and Terms of Service.

By using our website and Service, you consent to the use of cookies and similar technologies as described in this Cookie Policy. If you do not agree with our use of cookies, you should adjust your browser settings or refrain from using our Service.

2. What Are Cookies?

Cookies are small text files that are placed on your device (computer, smartphone, tablet, etc.) when you visit a website. Cookies are widely used to make websites work more efficiently and to provide information to website owners.

Cookies can be "persistent" or "session" cookies. Persistent cookies remain on your device after you close your browser, while session cookies are deleted when you close your browser. Cookies can also be "first-party" (set by us) or "third-party" (set by other parties, such as our service providers or advertising partners).

3. Types of Cookies We Use

3.1 Essential Cookies

These cookies are necessary for the website to function properly and cannot be switched off in our systems. They are usually set in response to actions made by you, such as setting your privacy preferences, logging in, or filling in forms. Essential cookies include:

• Session Management: Cookies that maintain your session and remember your form data as you navigate through our multi-step forms
• Security: Cookies that help prevent fraud and ensure the security of our Service
• Load Balancing: Cookies that help distribute website traffic across servers

3.2 Performance and Analytics Cookies

These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our website. They help us understand how visitors interact with our website by providing information about areas visited, time spent on the site, and any issues encountered. All information these cookies collect is aggregated and anonymous. Performance cookies include:

• Google Analytics: We may use Google Analytics to understand how users interact with our website. Google Analytics uses cookies to collect information such as how often users visit our site, what pages they visit, and what other sites they used prior to coming to our site.
• Website Performance: Cookies that help us identify slow-loading pages and optimize website speed
• Error Tracking: Cookies that help us identify and fix technical issues

3.3 Functionality Cookies

These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages. Functionality cookies include:

• Preference Storage: Cookies that remember your preferences and settings
• Form Data: Cookies that remember information you've entered in forms to improve user experience
• Language Preferences: Cookies that remember your language and region preferences

3.4 Targeting and Advertising Cookies

These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant advertisements on other sites. They do not store directly personal information but are based on uniquely identifying your browser and internet device. Targeting cookies include:

• Retargeting Cookies: Cookies that enable us to show you relevant advertisements on other websites based on your visit to our site
• Social Media Cookies: Cookies set by social media platforms to enable sharing and tracking
• Advertising Network Cookies: Cookies set by advertising networks to deliver targeted advertisements

4. Third-Party Cookies

In addition to our own cookies, we may also use various third-party cookies to report usage statistics of the Service, deliver advertisements, and so on. These third-party cookies may include:

• Google Analytics: For website analytics and performance measurement
• Advertising Platforms: Such as Google Ads, Facebook Pixel, and other advertising networks for retargeting and conversion tracking
• Social Media Platforms: For social sharing and tracking features
• Customer Support Tools: For providing customer support and chat functionality

These third parties may use cookies to collect information about your online activities across different websites. We do not control these third-party cookies, and they are subject to the respective third parties' privacy policies.

5. Other Tracking Technologies

In addition to cookies, we may use other similar tracking technologies, including:

• Web Beacons/Pixel Tags: Small graphic images or other web programming code that may be included in our Service and emails to track user actions and measure the effectiveness of communications
• Local Storage: HTML5 local storage that allows websites to store data locally in your browser
• Session Storage: Similar to local storage but cleared when the browser session ends
• Fingerprinting: Technologies that collect information about your device configuration to create a unique identifier

6. How We Use Cookies

We use cookies and similar technologies for the following purposes:

• To Provide Our Service: To enable core functionality of our website, including form processing and session management
• To Improve User Experience: To remember your preferences and provide a personalized experience
• To Analyze Usage: To understand how users interact with our Service and identify areas for improvement
• For Marketing and Advertising: To deliver targeted advertisements and measure the effectiveness of our marketing campaigns
• For Security: To detect and prevent fraud, abuse, and security threats
• For Lead Generation: To track conversions and measure the effectiveness of our lead generation efforts

7. Your Cookie Choices and Controls

You have several options to manage or limit how we and our partners use cookies:

7.1 Browser Settings

Most web browsers allow you to control cookies through their settings preferences. You can set your browser to refuse cookies or to alert you when cookies are being sent. However, if you disable cookies, some features of our Service may not function properly. Instructions for managing cookies in popular browsers:

• Google Chrome: Settings → Privacy and Security → Cookies and other site data
• Mozilla Firefox: Options → Privacy & Security → Cookies and Site Data
• Safari: Preferences → Privacy → Cookies and website data
• Microsoft Edge: Settings → Privacy, search, and services → Cookies and site permissions

7.2 Opt-Out Tools

You can opt-out of certain third-party cookies and tracking technologies:

• Google Analytics: You can opt-out by installing the Google Analytics Opt-out Browser Add-on, available at https://tools.google.com/dlpage/gaoptout
• Digital Advertising Alliance: Visit http://www.aboutads.info/choices/ to opt-out of interest-based advertising
• Network Advertising Initiative: Visit http://www.networkadvertising.org/choices/ to opt-out of network advertising

7.3 Do Not Track

Some browsers include a "Do Not Track" (DNT) feature that signals to websites you visit that you do not want to have your online activity tracked. Currently, there is no standard for how DNT signals should be interpreted. As a result, our Service does not currently respond to DNT signals.

8. Cookie Retention

The length of time a cookie remains on your device depends on whether it is a "persistent" or "session" cookie:

• Session Cookies: These are temporary cookies that expire when you close your browser
• Persistent Cookies: These remain on your device for a set period or until you delete them. The retention period varies depending on the purpose of the cookie, but typically ranges from a few days to two years

We will retain cookie data only for as long as necessary to fulfill the purposes outlined in this Cookie Policy, unless a longer retention period is required by law.

9. Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new Cookie Policy on this page and updating the "Last Updated" date. Your continued use of the Service after such changes constitutes your acceptance of the updated Cookie Policy.

10. Contact Us

If you have any questions about our use of cookies or this Cookie Policy, please contact us at:

11. Additional Information

For more information about how we collect, use, and protect your personal information, please review our Privacy Policy. For information about the terms and conditions governing your use of our Service, please review our Terms of Service.